Overview

Metagens.ai is lending infrastructure for fintechs, digital lenders, microfinance institutions, SME lenders, and alternative lenders. Origination, servicing, core ledger, payments, and AML/Fraud360 sit on one data model, or a team can take a single product and connect it to what they already run.

The Problem

Lending teams often need five systems for one product. Origination, servicing, AML, payment files, and reporting live apart, so the same data is copied, launches stall on integrations, and compliance gaps are easy to miss.

Our Solution

Metagens is a modular lending operating layer:

• Loan origination for onboarding, KYC/KYB, applications, credit decisioning, and disbursement.
• Loan management for accounts, schedules, repayments, collections, and borrower self-service.
• Core and ledger for balances, holds, limits, interest, and fees.
• Payments with file and message processing, ISO 20022, routing, and reconciliation.
• AML and Fraud360 for sanctions, PEP, adverse media, transaction monitoring, and case management.
• APIs and events so a lender can adopt the full platform or one product at a time.

What This Shows

A lender should not stitch a new stack together for every product change. Metagens keeps origination through compliance on one model, so teams can launch and adjust lending without rebuilding the plumbing each time.